Terms of Service

Last updated: October 15, 2025

Please read these terms carefully before using Circle Network.

1. Acceptance of Terms

By accessing or using Circle Network ("the Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Platform.

These Terms constitute a legally binding agreement between you and Circle Network ("we," "us," "our"). We reserve the right to update these Terms at any time, and your continued use constitutes acceptance of any changes.

2. Membership Eligibility

Age & Capacity

You must be at least 18 years old and have the legal capacity to enter into binding contracts. By using the Platform, you represent and warrant that you meet these requirements.

Invitation-Only Access

Circle Network is an invitation-only community. Access requires an approved application and paid membership. We reserve the right to accept or reject any application at our sole discretion.

Professional Standing

You represent that all information provided in your application and profile is accurate and truthful. Misrepresentation may result in immediate termination without refund.

3. Membership Fees & Billing

Payment Terms

  • • Membership fees are charged annually in advance
  • • Payment is processed through Stripe, our secure payment processor
  • • All fees are in USD and non-refundable except as stated in our guarantee
  • • Founding member rates are locked in for life and never increase

Auto-Renewal

Your membership will automatically renew on your anniversary date unless you cancel at least 7 days before renewal. You'll receive a reminder email 30 days before renewal.

To cancel, email billing@thecirclenetwork.org at least 7 days before your renewal date.

30-Day Money-Back Guarantee

Full Refund Within 30 Days:

If you're not satisfied with Circle Network within the first 30 days of your initial membership, email help@thecirclenetwork.org with "Refund Request" in the subject line. We'll process a full refund within 2-3 business days, no questions asked.

Note: This guarantee applies only to your first membership payment. Renewals are not eligible for refund after the renewal date.

Failed Payments

If a payment fails, we'll attempt to process it again. After 3 failed attempts, your membership may be suspended until payment is received. Your account and data will be retained for 60 days to allow you to update payment information.

4. Acceptable Use

You Agree To:

  • ✓ Use the Platform professionally and respectfully
  • ✓ Provide accurate information in your profile
  • ✓ Respect other members' privacy and intellectual property
  • ✓ Engage authentically to build genuine relationships
  • ✓ Report any violations of these Terms to us

You Agree NOT To:

  • ✗ Spam, harass, or abuse other members
  • ✗ Share false, misleading, or fraudulent information
  • ✗ Use the Platform for illegal activities
  • ✗ Scrape, copy, or download member data
  • ✗ Impersonate others or create fake accounts
  • ✗ Sell, trade, or commercialize your membership
  • ✗ Use automated tools (bots, scrapers) on the Platform
  • ✗ Share your login credentials with others

⚠️ Violation Consequences: Violations may result in immediate account suspension or termination without refund. Serious violations may be reported to law enforcement.

5. Content & Intellectual Property

Your Content

You retain ownership of any content you post (messages, profile information, etc.). By posting content, you grant Circle Network a non-exclusive, worldwide license to use, display, and distribute your content as necessary to provide our services.

Our Platform

Circle Network, including all software, features, and content provided by us, is our intellectual property. You may not copy, modify, reverse engineer, or create derivative works without our written permission.

Member Data Protection

Member profiles and contact information are confidential. You may not export, scrape, or otherwise collect member data for use outside the Platform. Connections you make through Circle Network are for your personal professional relationships only.

6. Privacy & Data

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information.

By using Circle Network, you consent to our Privacy Policy and our use of cookies as described in our Cookie Policy.

7. Account Termination

By You

You may cancel your membership at any time by emailing help@thecirclenetwork.org. Cancellation takes effect at the end of your current billing period. No partial refunds are provided for early cancellation (except within the 30-day guarantee period).

By Us

We reserve the right to suspend or terminate your membership at any time for:

  • • Violation of these Terms
  • • Fraudulent or illegal activity
  • • Harassment or abuse of other members
  • • Providing false information
  • • Non-payment of fees

Termination for cause results in forfeiture of membership fees without refund.

Effect of Termination

Upon termination, your access to the Platform ends immediately. Your profile and data will be deleted per our Privacy Policy. Connections and relationships you've made are yours to maintain independently.

8. Disclaimers & Limitations

⚠️ IMPORTANT: Please read this section carefully. It limits our liability to you.

Platform "As Is"

Circle Network is provided "as is" and "as available" without warranties of any kind, express or implied. We do not guarantee uninterrupted, error-free, or secure service.

Member Interactions

We are not responsible for interactions between members. You interact with other members at your own risk. We do not verify member credentials, backgrounds, or representations. Conduct your own due diligence.

Business Outcomes

We do not guarantee any specific business results, connections, partnerships, or financial outcomes from using Circle Network. Success depends on your own efforts and circumstances.

Limitation of Liability

To the maximum extent permitted by law, Circle Network's total liability to you for any claims arising from these Terms or your use of the Platform shall not exceed the amount you paid us in the 12 months before the claim arose.

Indemnification

You agree to indemnify and hold Circle Network harmless from any claims, losses, or damages arising from your use of the Platform, your violation of these Terms, or your violation of any rights of others.

9. Dispute Resolution

Informal Resolution

If you have a dispute with Circle Network, please contact us first at help@thecirclenetwork.org. We'll work in good faith to resolve the issue.

Arbitration

If we cannot resolve a dispute informally, any claims will be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if they qualify.

Arbitration will be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitrator's decision is final and binding.

Class Action Waiver

You agree to resolve disputes with us only on an individual basis. You may not bring claims as a plaintiff or class member in any class, consolidated, or representative action.

Governing Law

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict of law principles.

10. General Terms

Entire Agreement: These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Circle Network.

Severability: If any provision is found invalid, the remaining provisions remain in full effect.

No Waiver: Our failure to enforce any right or provision does not constitute a waiver of that right.

Assignment: You may not transfer your membership. We may assign our rights and obligations to another entity.

Changes to Terms: We may modify these Terms at any time. Material changes will be communicated via email at least 30 days before taking effect.

Questions?

Have questions about these Terms? We're here to help.